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Call or Text Us: (629) 206-8901
Lender-Ready Business Plans That Hold Up When Loan Officers Review Them
If you’re preparing to apply for a small business loan, we’ll help you create a business plan that lenders take seriously...
...and we'll help you understand your numbers — and prepare for lenders' questions.
We help you create a business plan that actually supports getting a loan — focused on fundability, not fluff.
It’s professionally formatted the way lenders expect, but more importantly, it’s built to hold up under real scrutiny.
We also give you honest feedback about how loan-ready you really are and help you prepare for lender conversations — so you’re not guessing when it’s time to apply.
Lenders don’t approve loans based on pretty documents or fancy graphics. They look at risk, repayment, and preparedness — and we prepare you for that reality.
Get a Free Business Plan Consultation
Get straight answers about your business plan, your loan readiness, and what lenders actually expect.
Which best describes your situation? (Check all that apply)
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Dan Domino
Founder, Jay Street Group
We’re real people who’ve been on both sides of small business loans — as business owners and on the lender side.
We'll create a lender-ready business plan for you — and give you honest feedback about where you stand.
Read on to learn about our process and meet the team...
What We Protect You From
The most common problems we fix, while creating your business plan for a loan:
- Avoidable loan denials and wasted months: We identify lender red flags early, so you don’t spend months pursuing a loan application that had no real chance of approval.
- Feeling unprepared: You’ll understand your numbers well enough to explain them — not just hand them to a lender and hope for the best.
- Borrowing into trouble: Before you borrow, you should know how the loan fits into your cash flow — and we help make sure the numbers work, before you commit.
- False confidence: Instead of false confidence, we give you real preparation.
Most loan denials aren’t about the business idea — they’re about problems no one warned you about.
Dan Domino
Founder, Jay Street Group
We’re real people who’ve been on both sides of small business loans — as business owners and on the lender side.
We'll create a lender-ready business plan for you — and give you honest feedback about where you stand.
Read on to learn about our process and meet the team...
What We Build For You
Sample lender-ready business plan. We'll walk through this in your consultation — to explain what lenders look for and how your plan would be structured.
What you actually get:
- A lender-ready business plan in a format banks and SBA lenders expect
- Financial projections built on real-world numbers, not wishful thinking
- A clear, realistic explanation of how the loan gets paid back
- Preparation for loan underwriter questions, so you’re not caught off guard
- Honest feedback on risks, weaknesses, and what needs to be addressed before applying
Sample lender-ready business plan. We'll walk through this in your consultation — to explain what lenders look for and how your plan would be structured.
How the Process Works
Clear, straightforward, and collaborative:
- Free consultation: We learn about your business, your goals, and your funding timeline.
- Reality check: We identify what lenders will care about most — and any likely red flags.
- Honest guidance: If something about your situation isn’t ready, we’ll tell you — even when that’s uncomfortable.
- Build your business plan: We do the heavy lifting, while you stay engaged and informed.
- Lender-question prep: We prepare you for the questions that influence approval decisions — and show you how to use your business plan as a tool to get funding.
In your free consultation, we’ll review your business, where you stand today, what lenders are likely to ask — and how your business plan needs to support the loan.
In your free consultation, we’ll review your business, where you stand today, what lenders are likely to ask — and how your business plan needs to support the loan.
Who This Is (and Isn’t) For
We are a good fit if you:
- Are a serious small business owner (new or existing)
- Are preparing to apply for a small business loan
- Want a lender-ready business plan built to withstand real scrutiny
- Are willing to dig into the financial and strategic details lenders care about (we'll walk you through this, step-by-step)
We're not the right fit if you:
- Are a tech startup
- Need a business plan for school projects or visas
- Are seeking only grants or only equity investors (without a business loan as a primary goal)
- Want a “pretty” plan with no backbone
- Are unwilling to dig into the numbers that matter to lenders
We work best with small business owners who want straight talk — not a “yes-man” or empty cheerleading.
What Clients Say
"The team at Jay Street Group were EXCELLENT to work with. They were always prompt in responding, which made a world of difference to me! They understood my business model and answered my questions about my financials through the whole process.
I gained so much knowledge working with them that will help me with my start-up. They were also very knowledgeable about what banks are looking for to approve funding.
One thing that was incredibly helpful was preparing me for underwriters' questions during the loan application. They helped me to really know how to navigate my financial projections and be confident for key conversations with the bankers and underwriters.
I was definitely put at ease with their support and guidance. They created my business plan. It's thorough and makes sense. And most importantly, my loan was approved."
Dr. Crystal Morris, DDS
Founder, True Sleep
Houston, TX
"I needed the funds to open my brick-and-mortar store and planned to apply for an SBA loan. I hired Dan and his team to create my business plan.
They were always transparent and honest with me from the very beginning. I presented my business plan and financial projections to a landlord and was offered a retail space in the busiest plaza in town.
Additionally, I secured my small business loan!
Dan's team helped me understand my company’s finances and gave me the crash course I needed!"
Renee Flanders
Photographer
Seaside, CA
"I have had the pleasure of working closely with Dan at Jay Street Group, LLC.
Dan added a wide range of knowledge, expertise, and organization to my current [business] project. He is genuinely kind and interested in helping you achieve your goals, he listens to your requests and efficiently translates them into actionable financial plans.
But possibly the most helpful aspect of our interaction was the brainstorming sessions where we worked on the project and its numbers together. I appreciate Dan's assistance and recommend his services."
Trent Cunningham
Managing Member
C5 North Holdings, LLC
Seattle, WA
Meet the Team Behind Your Plan
You won’t be handed off to a faceless writer or a template.
When you work with us at Jay Street Group, you’re working with real people who have seen small business loans from all sides of the table — as lenders, advisors, and business owners ourselves.
Our role isn’t just to “write a plan.” It’s to help you prepare for the scrutiny, questions, and decisions that determine whether a loan gets approved.
Josh Bohlke
Head of Business Plan Consulting & Lending Advisory
Josh is the person most clients speak with during their free business plan consultation — and the person who leads the business plan and loan-readiness work.
Josh is a former business loan officer and underwriter, as well as a CFO, consultant, and business owner with over 20 years of experience advising small business owners. He holds an MBA from Washington State University.
What this means for you:
1) Josh knows exactly what lenders look for — and what they skip or reject.
2) He helps identify lender red flags early, before they become deal-killers.
3) He gives straight talk about loan readiness, risks, and next steps — without hype or pressure.
4) And he works hands-on with clients to turn a business plan into a real tool for funding, not just a document.
Josh brings a rare combination of underwriting judgment and real-world experience as a business owner and advisor — which allows him to give clear, honest guidance about loan readiness and next steps toward funding.
Amber Hansen
Senior Accounting & Business Planning Advisor
Amber works closely with Josh and our clients throughout the business planning and loan preparation process.
She is an experienced accountant, CFO, and former business owner — including part ownership in a construction business and ownership of a retail tanning salon.
Amber has held senior finance positions across a range of industries over the past 20 years — and has a bachelor's degree in accounting from Arkansas State University.
Amber helps ensure that your financials:
1) are consistent and lender-sensible,
2) reflect how your business actually operates,
3) and make sense not just on paper, but in real life.
She also helps clients understand their numbers well enough to explain them — and stay organized and confident throughout the process.
Dan Domino
Founder and Managing Director, Jay Street Group
Dan founded Jay Street Group to bring clarity, honesty, and real-world financial thinking to small business funding.
With 25 years of experience in finance and entrepreneurship — Dan has worked in financial markets at Citigroup and Deutsche Bank, advised business owners and investors across industries, and built and operated businesses himself. He holds an MBA from Columbia Business School.
While Josh and Amber lead the hands-on business plan work, Dan sets the direction and philosophy of the firm — and is heavily involved in client education and the development of our business loan workshops and coaching programs.
Dan’s focus is making the funding process clearer and more practical, so business owners can avoid costly mistakes — and pursue funding options that actually fit their business and support long-term growth.
Common Questions
Do you guarantee loan approval?
No. No one honest can. We help you prepare a lender-ready business plan and borrower package that holds up under scrutiny — and we’ll tell you the truth if something about your situation isn’t ready.
How long does the process take?
It depends on the complexity of your business and how quickly you're ready to start. Business plans can often be completed in as little as 2 weeks, but we’ll outline a realistic timeline for your situation during the consultation.
Is this only for SBA loans?
No. We help with a wide range of small business loan situations. SBA and conventional loans are common, but the principles of fundability apply broadly. We'd be happy to help you access funding through a variety of small business loan products.
Get straight answers before you waste time.
If you want a lender-ready business plan built for real underwriting scrutiny — and you’re willing to follow our lead to dig into the crucial details of your business, sign up for a free business plan consultation or call us at (629) 206-8901.
Get Your Free Business Plan Consultation
Get straight answers about your business plan, your loan readiness, and what lenders actually expect.
Which best describes your situation? (Check all that apply)
🔒 No spam. 100% private. Opt out anytime.
Questions? Speak With Our Team.
Call or Text Us: (629) 206-8901